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Tig 65 Tsis ntev?
Medicare is Not Free.
Enroll NOW to Avoid Late Enrollment Penalty.
Thaum twg kuv tuaj yeem tso npe rau hauv Medicare?
Yog tias koj twb tau txais Social Security lawm, koj yuav tau txais
enrolled
Lub Sijhawm Teev Npe Kawm Ntawv Pib
Late Enrollment Penalty and Fees
Ntu B
There is a 10% penalty for each year you could have enrolled but didn’t, and you may also pay a higher premium based on your income. However, you usually won’t have to pay a penalty if you qualify for a Special Enrollment Period. If you’re under 65 and disabled, the penalty ends when you turn 65 because you’ll have another Initial Enrollment Period. In most cases, you’ll have to pay the penalty every month for as long as you have Part B.
Part D
The penalty is calculated by multiplying 1% of the national base beneficiary premium by the number of months you were eligible but didn’t enroll. In 2024, the national base beneficiary premium is $34.70, so the penalty is 1% of that, or $0.3470, multiplied by the number of months. The final amount is rounded to the nearest $0.10 and added to your monthly premium. The penalty amount may increase each year because the national base beneficiary premium may increase. After you enroll, your plan will tell you if you owe a penalty and what your premium will be.
What is the best Medicare option
for your medical needs?
OPTION 1
following to Original Medicare:
Medicare Supplement Plan
Offered by private companies
Assists in paying for some out-of-pocket costs related to Original Medicare, such as hospital stays, visits to doctors, and preventive care.
Medicare Part D Plan
Offered by private companies
Assists in covering the cost of prescription medications.
OPTION 2
Advantage plan:
Medicare Advantage Plan
Offered by private companies
Contributes to covering certain out-of-pocket expenses that are not included in Original Medicare, such as hospital stays, physician appointments, and preventive care services.
Part D
Many plans offer prescription drug coverage that requires a copayment and may include a deductible.
Additional Services
Numerous plans provide benefits not included in Original Medicare, such as dental, vision, and hearing coverage, allowances for over-the-counter items, and gym memberships.
Still confused?
Peb lub sijhawm ua haujlwm zoo
Peb yog Peb yog
muaj kev paub
Nrog rau qhov nruab nrab ntawm ntau tshaj 20 xyoo ntawm kev tuav pov hwm kev paub peb cov neeg sawv cev yog nruab los muab cov kev taw qhia zoo tshaj plaws rau koj thiab cov neeg koj hlub.
Peb simplify
cov txheej txheem
Medicare tuaj yeem nyuaj heev! Peb cov neeg sawv cev coj koj txhua txoj kev, zam txhua qhov kev tsis sib haum xeeb.
Peb muab kev qhia tsis ncaj ncees
Peb sawv cev rau tag nrho cov tuam txhab loj thiab tsuas yog ua daim phiaj xwm pom zoo tom qab tau paub koj ib leeg.
Tau txais kev pab tiag tiag los ntawm
cov neeg tiag
Peb nyiam hnov los ntawm peb cov neeg siv khoom, koj yuav tsis tau txais tos los ntawm kev kaw lus thaum koj hu, peb cov neeg ua haujlwm nyob ntawm no hais "nyob zoo" thiab xyuas kom tseeb tias koj tau txais kev saib xyuas.
Muaj kev pov hwm kev noj qab haus huv yog qhov tseem ceeb rau txhua tus. Raws li Daim Ntawv Tso Cai ywj pheej nrog Golden Milestone Services, Kuv pab Tus Kheej & Tsev Neeg nrog lawv cov phiaj xwm Kev Pov Hwm Kev Noj Qab Haus Huv los ntawm Healthcare Market Exchange (ACA), Kuv qhov chaw pabcuam yog nyob hauv Milwaukee, WI thiab nws cov zej zog nyob ib puag ncig. Kev xaiv kom raug thiab xaiv txoj kev npaj khomob zoo tuaj yeem ua rau poob siab. Nws tsis tas yuav yog, Kuv nyob ntawm no los pab ua kom koj nkag siab zoo dua Kev Lag Luam Kev Noj Qab Haus Huv tau yooj yim.
Kuv yog ib tus neeg sawv cev muaj ntawv tso cai thiab tau txais kev pov hwm nrog kev paub ua haujlwm nrog cov tib neeg, tsev neeg thiab cov neeg ua lag luam. Kuv yuav ua haujlwm nrog koj tus kheej txhawm rau txheeb xyuas koj qhov kev xav tau kev pov hwm kev noj qab haus huv tshwj xeeb thiab nyiaj txiag, thiab tom qab ntawd muab ntau yam kev xaiv rau koj los daws cov kev xav tau ntawd. Yog tias koj tab tom nrhiav kev noj qab haus huv, lub neej, kev ua haujlwm rau tus kheej (tus neeg ua lag luam), Medicare lossis kev tuav pov hwm ntxiv, thov hu rau kuv hnub no rau kev sib tham dawb thiab tsis muaj kev lav phib xaub.
Kev pabcuam
MEDICARE
ADVANTAGE Plans
Tau txais tag nrho cov txiaj ntsig ntawm Medicare hauv ib txoj kev npaj. Kev pab them nqi kho mob, tshuaj, thiab lwm yam, ua kom koj txoj kev noj qab nyob zoo.
Medicare Supplement Insurance Plans
Tiv thaiv koj tus kheej los ntawm cov nqi kho mob uas tsis xav txog nrog peb Medicare Supplement Insurance cov phiaj xwm, them cov nqi uas tsis suav nrog hauv cov phiaj xwm pib.
Entrepreneur
Self-Employed
Lub hom phiaj rau cov tswv lag luam me thiab cov thawj coj hauv tuam txhab, nrog rau cov neeg ua haujlwm rau lawv.
Life
Insurance
Kev tuav pov hwm lub neej muab kev tiv thaiv nyiaj txiag rau koj cov neeg koj hlub thaum koj dhau mus.
Cov neeg nqa khoom peb ua haujlwm nrog
Nrhiav rau MEDICARE Kev Pabcuam?
Cov kev xaiv yuav zoo li nyuaj thiab tsis meej pem.
Golden Milestone Services yuav ua rau tej yam zoo thiab yooj yim rau koj.
* Thov tso cai rau 48 teev los tshuaj xyuas
Nrhiav rau ACA / ObamaCare Kev Pabcuam?
ACA, tseem hu ua Affordable Care Act lossis Obamacare, muaj cov kev xaiv pov hwm kev noj qab haus huv uas haum rau koj cov kev xav tau. Txawm hais tias koj yog ib tus neeg, tsev neeg, lossis tus tswv lag luam me, ACA cov phiaj xwm muab kev nkag mus rau cov kev pabcuam kev noj qab haus huv tseem ceeb, suav nrog kev saib xyuas kev tiv thaiv, kev pab them nqi kho mob, thiab lwm yam. Nrog ACA kev pab them nqi, koj tuaj yeem txaus siab rau kev thaj yeeb ntawm lub siab paub tias koj tau tiv thaiv cov nqi kho mob uas tsis xav txog thiab muaj kev nkag mus rau kev kho mob zoo.
ntawv pov thawj
Cov Neeg Txiaj Ntsig tiag
