Turning 65 Soon?

Medicare is Not Free.
Enroll NOW to Avoid Late Enrollment Penalty.

When Can I Enroll in Medicare ?

If you’re already receiving Social Security, you’ll automatically be

Initial Enrollment Period

3 months before your birthday
your birthday
3 months after
your birthday

Late Enrollment Penalty and Fees

Part B
There is a 10% penalty for each year you could have enrolled but didn’t, and you may also pay a higher premium based on your income. However, you usually won’t have to pay a penalty if you qualify for a Special Enrollment Period. If you’re under 65 and disabled, the penalty ends when you turn 65 because you’ll have another Initial Enrollment Period. In most cases, you’ll have to pay the penalty every month for as long as you have Part B.

Part D
The penalty is calculated by multiplying 1% of the national base beneficiary premium by the number of months you were eligible but didn’t enroll. In 2024, the national base beneficiary premium is $34.70, so the penalty is 1% of that, or $0.3470, multiplied by the number of months. The final amount is rounded to the nearest $0.10 and added to your monthly premium. The penalty amount may increase each year because the national base beneficiary premium may increase. After you enroll, your plan will tell you if you owe a penalty and what your premium will be.

What is the best Medicare option
for your medical needs?


Add one or both of the
following to Original Medicare:

Medicare Supplement Plan

Offered by private companies

Assists in paying for some out-of-pocket costs related to Original Medicare, such as hospital stays, visits to doctors, and preventive care.

Medicare Part D Plan

Offered by private companies

Assists in covering the cost of prescription medications.


Choose a Medicare
Advantage plan:

Medicare Advantage Plan

Offered by private companies

Contributes to covering certain out-of-pocket expenses that are not included in Original Medicare, such as hospital stays, physician appointments, and preventive care services.

Part D

Many plans offer prescription drug coverage that requires a copayment and may include a deductible.

Additional Services

Numerous plans provide benefits not included in Original Medicare, such as dental, vision, and hearing coverage, allowances for over-the-counter items, and gym memberships.

Still confused?

Our time-honored approach

We are

With an average of over 20 years of insurance experience our agents are equipped to offer the best guidance to you and your loved ones.

We simplify
the process

Medicare can be very complicated! Our Agents guide you the entire way, avoiding all-too-common pitfalls.

We offer unbiased guidance

We represent all of the major companies and only make a plan recommendation after getting to know you one-on-one.

Get real help from
real people

We love to hear from our clients, you won’t be greeted by a recording when you call, our staff is here to say “hello” and make sure your taken care of.

About Tai Thao...

Having health insurance protection is important for everyone. As a License Independent agent with Golden Milestone Services, I assist Individual & Family with their Health Insurance plans through the Healthcare Market Exchange (ACA), My service area is in Milwaukee, WI and it’s surrounding communities. Making the right choices and choosing the right health plan can be daunting. It doesn’t have to be, I am here to help make you to better understand the Health Market with ease.

I am a licensed and trained insurance agent with experience working with individuals, families and Entrepreneurs. I will work personally with you to identify your unique Health insurance needs and budget, and then offer you a variety of options that address those needs. If you are looking for health, life, self employ (Entrepreneur), Medicare or supplemental insurance, please contact me today for a free consultation and no-obligation quote.



Get all the benefits of Medicare in one plan. Coverage for medical services, prescriptions, and more, ensuring your well-being.

Medicare Supplement Insurance Plans

Protect yourself from unexpected medical expenses with our Medicare Supplement Insurance plans, covering costs not included in the basic plan.

ACA / Obama Care

ACA, also known as Obamacare, provides affordable health insurance for all US citizens.


Targeted towards small business owners and company leaders, as well as individuals who work for them.


Life insurance provides financial protection for your loved ones in the event of your passing.

Final Expense
Life Insurance

Protect your family's financial future with our life insurance programs, providing coverage in the event of unforeseen circumstances.

Carriers we work with

Dental / Vision

Medicare Advantage

Medicare Supplements


Life Insurance (Term, IUL, GUL)

Whole Life Insurance/Final Expense

Looking for MEDICARE Coverage?

The options might seem overwhelming and confusing.
Golden Milestone Services will make things right and easy for you.

*Please allow up to 48 hours to review

Looking for ACA / ObamaCare Coverage?

ACA, also known as the Affordable Care Act or Obamacare, offers comprehensive health insurance options tailored to your needs. Whether you’re an individual, a family, or a small business owner, ACA plans provide access to essential healthcare services, including preventive care, prescription drug coverage, and more. With ACA coverage, you can enjoy peace of mind knowing that you’re protected against unexpected medical expenses and have access to quality healthcare.


Real People Savings

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