Individual & Family Plan

Turning 65 Soon?

Medicare is Not Free.
Enroll NOW to Avoid Late Enrollment Penalty.

The ACA Tax Credit

Also known as the Premium Tax Credit, the ACA Tax Credit helps individuals and families cover the premiums for their health insurance. In a few simple steps, an FHK advisor can determine your tax credit savings that could significantly reduce your health insurance costs.


10 essential health benefits

Outpatient care

Medical services you get without being admitted to a hospital

Emergency services

Coverage provided both in and out of network for life threatening events


Covers care such as surgery and overnight stays


Includes maternity and newborn care (both before and after birth)

Mental health & substance use disorder services

Includes behavioral health treatment and other therapies

Prescription drugs

Covers many name brand prescriptions

Rehab and habilitative services

and devices (services and devices to help with injuries, disabilities, or chronic conditions gain or recover essential skills)

Laboratory services

Access to preventative screenings and diagnostic tests ordered by your Doctor

Preventive & wellness services

Covered at 100%

Pediatric services

Including oral and vision care

Looking for Short-Term Medical Insurance?

Short-term medical insurance in Wisconsin is a flexible and cost-effective option designed to provide temporary health coverage. Ideal for those in transition periods such as between jobs or waiting for other health insurance to begin


Lower pricing, larger network of doctors, but may include other coverage limitations.
FHK works with many companies, but recommends starting with United Healthcare for short term medical.

Additional Insurance Coverage

Enhance your coverage against expenses health insurance may not cover.


Dental and Vision

Preventive and comprehensive coverage for both individuals and families. Delta Dental of WI has the largest network of Dentists in the state and offers a wide array of plan options:

Cancer Protection

A cancer diagnosis can bring unexpected financial and emotional expense. Cancer insurance assists you with covering cancer-related expenses that Medical insurance doesn’t cover.

Critical Illness

(Heart attack & Stroke Coverage) Get help with unexpected treatment costs of life-changing illnesses and health events.

Home Health Care

Home Health care plans make it possible to recuperate in your home by covering physical, speech, and other medically necessary treatments.

Final Expense Insurance

With the average cost of a funeral being over $8,000, early planning can give you peace of mind, knowing that your loved ones aren’t burdened with your funeral expenses